The Restoration Capacity Index: Disaster Load per Firm by State

Illustration: a single unmarked work van on a rural road heading toward storm clouds.

The finding

Restoration capacity, measured here as declared disaster load per official firm, is highest in Kentucky: 0.78 county-level FEMA declarations per year for every private establishment in NAICS 562910, against a national figure of 0.15. Read the scope first. NAICS 562910 is environmental remediation, not water and fire restoration, so this index sets disaster load against the closest available official firm count, not against all restoration capacity. Our remediation establishment census explains the code.

Headline figures

0.15Declared events per year per establishment, USFEMA, BLS QCEW
0.78Kentucky, highest of 49 states with 25+ firmsDerived
118xKentucky against DelawareDerived
15States high on both measuresDerived

Key findings

  1. Among the 49 jurisdictions (of the 50 states and DC) with at least 25 NAICS 562910 establishments, Kentucky has the highest load at 0.78 FEMA county-level declarations per year per establishment (2015 to 2025 average, BLS QCEW 2026Q1).
  2. Next are Oklahoma (0.62), Kansas (0.61), Nebraska (0.60), on the same FEMA and BLS QCEW basis.
  3. The lowest loads are in Delaware (0.007), Massachusetts (0.013), Michigan (0.016); Kentucky’s figure is 118 times Delaware’s.
  4. South Dakota would rank above Kentucky, but on fewer than 25 establishments in BLS QCEW, so the ratio is fragile.
  5. Per 1,000 QCEW workers, Nebraska has the highest load at 108 declared events per year, against 14.1 nationally (FEMA, BLS QCEW).
  6. 15 states fall in the top third on both the establishment and the worker measure: Kentucky, Oklahoma, Kansas, Nebraska, North Dakota, Iowa, Mississippi, Louisiana, Georgia, Arkansas, South Carolina, Alabama, North Carolina, West Virginia, Missouri.
  7. The establishment and worker measures agree closely on rank (Spearman correlation 0.97 across 47 states), so the ranking is not an artefact of firm size.
  8. Puerto Rico’s ratio is 3.00, far above any state, and is reported separately rather than ranked.

What this index measures, and what it does not

There is no official count of water and fire restoration firms. That work is classified across construction and services codes including NAICS 236, 238990, 561790 and 561720, mixed with firms doing unrelated work. The only federal establishment count tied to remediation is NAICS 562910, Remediation Services, which covers asbestos and lead abatement, contaminated buildings and site cleanup. It is environmental remediation, not water and fire restoration. Our remediation establishment census sets out the code in full.

So the restoration capacity index sets declared disaster load against the closest available official firm count. It is a comparison of states on a common, reproducible basis, not a count of every crew that could respond. A state with few NAICS 562910 firms may still have many water restoration firms filed under other codes.

Disaster load per establishment

The numerator is the mean number of county-level FEMA declarations per year for restoration-relevant incidents from 2015 to 2025, the same series behind the restoration demand index. The denominator is private NAICS 562910 establishments in BLS QCEW for 2026Q1. Nationally that is 1,394 declared events a year against 9,365 establishments, or 0.15 per establishment, and the median state sits at 0.09.

Declared events per year per establishmentDECLARED EVENTS PER YEAR PER ESTABLISHMENTKentucky0.78Oklahoma0.62Kansas0.61Nebraska0.60North Dakota0.52Iowa0.50Mississippi0.48Louisiana0.42Georgia0.40Arkansas0.39South Carolina0.35Vermont0.34Alabama0.30North Carolina0.28West Virginia0.25
Top 15 states with at least 25 establishments. Mean county-level FEMA declarations per year, 2015 to 2025, divided by private NAICS 562910 establishments, BLS QCEW 2026Q1. Sources: FEMA OpenFEMA, retrieved 23 September 2026; BLS QCEW, retrieved 2 October 2026.

The leaders pair a heavy FEMA declaration record with a modest base of remediation firms. In FEMA data since 2015, the leading incident type for each of the top five is: Kentucky, severe storm (59% of county-level events); Oklahoma, severe storm (44% of county-level events); Kansas, severe storm (81% of county-level events); Nebraska, severe storm (53% of county-level events); North Dakota, flood (44% of county-level events). At the other end, BLS QCEW counts 55 establishments in Delaware, 297 establishments in Massachusetts, 241 establishments in Michigan, while those states average between 0.4 and 3.9 declared events a year in FEMA data. 2 jurisdictions with fewer than 25 establishments (South Dakota, District of Columbia) stay in the full table but are left out of the chart and the headline ranking, because one firm opening or closing would move their ratio sharply.

Disaster load per 1,000 workers

Establishment counts treat a two-person firm the same as a two-hundred-person one. The second index divides the same FEMA load by QCEW employment, per 1,000 workers. BLS suppresses employment where publishing it would identify a firm, and 4 jurisdictions show no disclosed employment for 2026Q1: South Dakota, Vermont, Wyoming, District of Columbia. They carry no worker figure. A third index uses BLS OEWS employment for SOC 47-4041, hazardous materials removal workers, 2025 estimates, which counts an occupation rather than an industry and is available for every state except Delaware.

Declared events per year per 1,000 workersDECLARED EVENTS PER YEAR PER 1,000 WORKERSNebraska108North Dakota107Kentucky100Mississippi71Kansas65South Carolina64Oklahoma59Arkansas59Iowa57Georgia55West Virginia49North Carolina43Alabama35Louisiana33Montana25
Top 15 states. Mean county-level FEMA declarations per year, 2015 to 2025, per 1,000 private NAICS 562910 workers, BLS QCEW 2026Q1 third-month employment. States with suppressed employment omitted. Sources: FEMA OpenFEMA; BLS QCEW.

Do the measures agree?

Comparison States compared Spearman rank correlation
Per establishment vs per 1,000 QCEW workers 47 0.97
Per establishment vs per 1,000 OEWS 47-4041 workers 50 0.93
Per 1,000 QCEW workers vs per 1,000 OEWS 47-4041 workers 46 0.93
Rank correlation between the three versions of the index across states with both values. Computed from FEMA OpenFEMA, BLS QCEW 2026Q1 and BLS OEWS 2025.

All three denominators produce similar orderings. That matters because each has its own weakness: establishment counts ignore firm size, QCEW employment is suppressed in small states, and OEWS figures are survey estimates rounded to the nearest ten. When three imperfect measures agree at a Spearman correlation of 0.93 or better, the broad ranking is more trustworthy than any single figure in it.

Capacity pressure tiers

Each state is placed in a tercile on the establishment measure and on the worker measure. The composite tier averages each state’s percentile position on the two measures, or uses the establishment measure alone where employment is suppressed, and cuts that average into thirds. The second table lists the states in the top third on both measures, which is the stricter test.

Composite tier States Median events per year Median establishments Median events per establishment
High 17 39.5 86 0.42
Medium 17 15.7 139 0.09
Low 17 4.6 183 0.03
Composite capacity pressure tiers, 50 states and DC. Sources: FEMA OpenFEMA (2015 to 2025); BLS QCEW 2026Q1.
State Events per year Establishments Events per establishment Events per 1,000 workers
Kentucky 104.7 134 0.78 100.0
Oklahoma 53.4 86 0.62 58.6
Kansas 43.0 70 0.61 65.4
Nebraska 31.6 53 0.60 108.0
North Dakota 17.6 34 0.52 106.9
Iowa 27.1 54 0.50 56.9
Mississippi 51.4 108 0.48 70.7
Louisiana 102.4 242 0.42 33.0
Georgia 95.3 241 0.40 54.7
Arkansas 36.0 92 0.39 58.5
South Carolina 62.0 179 0.35 64.4
Alabama 39.5 133 0.30 35.0
North Carolina 82.8 296 0.28 42.8
West Virginia 17.5 71 0.25 49.3
Missouri 47.8 212 0.23 24.7
States in the top third on both the establishment and the worker measure. Sources: FEMA OpenFEMA (2015 to 2025); BLS QCEW 2026Q1.

The full state table

Rank State Events per year Establishments Per establishment Per 1,000 QCEW workers Per 1,000 OEWS workers Tier Note
1 South Dakota 23.1 19 1.215 n/a 121.5 High small base; employment suppressed
2 Kentucky 104.7 134 0.782 100.0 227.7 High
3 Oklahoma 53.4 86 0.621 58.6 82.1 High
4 Kansas 43.0 70 0.614 65.4 89.6 High
5 Nebraska 31.6 53 0.597 108.0 150.6 High
6 North Dakota 17.6 34 0.519 106.9 103.7 High
7 Iowa 27.1 54 0.502 56.9 100.3 High
8 Mississippi 51.4 108 0.476 70.7 205.5 High
9 Louisiana 102.4 242 0.423 33.0 116.3 High
10 Georgia 95.3 241 0.395 54.7 207.1 High
11 Arkansas 36.0 92 0.391 58.5 81.8 High
12 South Carolina 62.0 179 0.346 64.4 71.3 High
13 Vermont 12.6 37 0.342 n/a 180.5 High employment suppressed
14 Alabama 39.5 133 0.297 35.0 113.0 High
15 North Carolina 82.8 296 0.280 42.8 66.3 High
16 West Virginia 17.5 71 0.247 49.3 135.0 High
17 Missouri 47.8 212 0.226 24.7 129.2 Medium
18 Montana 9.8 55 0.179 25.2 39.3 High
19 Virginia 36.5 205 0.178 16.8 39.2 Medium
20 Tennessee 45.0 255 0.176 20.7 78.9 Medium
21 Texas 110.8 649 0.171 13.5 24.9 Medium
22 Florida 107.5 734 0.147 22.7 60.4 Medium
23 Minnesota 20.1 147 0.137 17.2 27.5 Medium
24 Maine 6.6 49 0.135 16.3 34.9 Medium
25 Oregon 15.7 124 0.127 10.8 13.9 Medium
26 Washington 26.2 295 0.089 4.2 8.1 Medium
27 Alaska 6.1 74 0.082 8.9 43.5 Medium
28 Wyoming 2.2 27 0.081 n/a 72.7 Medium employment suppressed
29 New Hampshire 4.1 61 0.067 10.5 29.2 Medium
30 California 50.5 758 0.067 4.1 6.9 Medium
31 Idaho 6.2 96 0.064 8.8 10.3 Medium
32 Hawaii 3.1 58 0.053 5.9 9.1 Medium
33 Wisconsin 6.9 139 0.050 5.7 11.7 Medium
34 Rhode Island 2.4 52 0.045 9.5 7.2 Medium
35 New Mexico 4.6 107 0.043 3.2 6.8 Low
36 Nevada 4.5 114 0.040 5.1 11.4 Low
37 New York 16.6 492 0.034 2.5 4.1 Low
38 Utah 3.0 90 0.033 4.0 5.7 Low
39 Indiana 6.0 183 0.033 3.1 6.1 Low
40 Illinois 6.6 215 0.031 4.1 3.4 Low
41 Connecticut 5.1 169 0.030 3.1 6.8 Low
42 Arizona 4.0 146 0.027 3.8 5.0 Low
43 New Jersey 7.9 296 0.027 2.8 3.5 Low
44 Ohio 6.0 293 0.020 1.4 7.2 Low
45 Maryland 2.5 145 0.017 1.0 3.7 Low
46 Pennsylvania 5.8 350 0.017 1.6 3.7 Low
47 Colorado 5.0 314 0.016 2.0 3.6 Low
48 Michigan 3.8 241 0.016 1.9 2.4 Low
49 Massachusetts 3.9 297 0.013 1.3 1.4 Low
50 Delaware 0.4 55 0.007 1.3 n/a Low
51 District of Columbia 0.1 19 0.005 n/a 1.8 Low small base; employment suppressed
All 50 states and DC, ranked by declared events per year per establishment. Events are mean county-level FEMA declarations, 2015 to 2025. Establishments and workers are private NAICS 562910, BLS QCEW 2026Q1. OEWS workers are SOC 47-4041, 2025. Small base means fewer than 25 establishments. Sources: FEMA OpenFEMA, retrieved 23 September 2026; BLS, retrieved 2 October 2026.

Territories, reported separately

Territory Events per year Establishments Per establishment Per 1,000 QCEW workers
Puerto Rico 66.1 22 3.00 154.1
Territories with a BLS QCEW row. Sources: FEMA OpenFEMA (2015 to 2025); BLS QCEW 2026Q1.

Puerto Rico’s ratio of 3.00 declared events per establishment is 3.8 times Kentucky’s. BLS QCEW counts 22 NAICS 562910 establishments there, and hurricane declarations make up 71% of its county-level FEMA events. A plausible reading is that island logistics also make cross-border support harder to compare with a mainland state. It is not ranked with the states. The other territories in the FEMA file (AS, GU, MP, VI) have no QCEW row for NAICS 562910 and cannot be indexed.

Why it matters

What follows is our reading, not FEMA or BLS data. A high ratio means declared disaster load is large relative to the official remediation firm base. For an owner, that can mean longer waits for specialist work after a big event. For a firm, it can point to a market where demand outruns the local base, at least in declaration years.

Two cautions apply. Declarations are not jobs, and firms travel. Catastrophe crews cross state lines after large events, so local capacity is never the only capacity. The restoration demand volatility index shows how unevenly the load arrives, which matters as much as its average: a state with a high average but one surge year behaves very differently from a steady one.

Method

How we counted. For each state we took the mean annual count of distinct county-level FEMA declarations for the 13 restoration-relevant incident types, by calendar year of declaration, 2015 to 2025, from the OpenFEMA file retrieved 23 September 2026. We divided it by private-ownership establishments in NAICS 562910 from the BLS QCEW 2026Q1 file (aggregation level 58, ownership code 5), and separately by third-month employment per 1,000 workers, treating zero employment as suppressed. A third version divides by BLS OEWS 2025 employment for SOC 47-4041. Tiers are terciles across the 50 states and DC; the composite tier is a tercile of the mean percentile position on the two QCEW measures. Rank agreement is the Spearman correlation. Territories are excluded from ranks and tiers.

Reproduce this

Reproduce this

Endpoint
https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries
Query
$filter=declarationDate ge '2015-01-01'
Rows retrieved
26,032 rows
Retrieved
23 September 2026

De-duplicate on disaster number, state, place code and designated area, keep restoration-relevant incident types, and count by calendar year of declaration.

Reproduce this

Endpoint
https://data.bls.gov/cew/data/api/2026/1/industry/562910.csv
Query
agglvl_code 58 = state by NAICS industry, own_code 5 = private ownership
Rows retrieved
52 jurisdictions
Retrieved
2 October 2026

Filter to aggregation level 58 and ownership code 5 before summing. Government-owned rows in the same file would double-count several states. OEWS SOC 47-4041 employment comes from the BLS public API, series OEUS{fips}00000000000474041 with datatype 01.

What this does not show

What this does not show

  • NAICS 562910 is not water and fire restoration. It is environmental remediation. Restoration firms sit in NAICS 236, 238990, 561790 and 561720, which no index here counts. This is disaster load against the closest official firm count. See the remediation establishment census.
  • Declarations are not jobs. A county-level declaration says nothing about how many buildings were damaged.
  • Firms travel. Catastrophe work draws crews across state lines, so local establishment counts understate the capacity that responds to large events.
  • Periods differ. Load is a 2015 to 2025 average; establishments are a single quarter, 2026Q1.
  • Small bases are fragile. Below 25 establishments a handful of openings or closures moves the ratio sharply. Suppressed employment leaves 4 jurisdictions without a worker figure.
  • Establishments are locations, not companies. A firm with five branches counts five times.

Most quotable figures

  1. Kentucky averages 0.78 county-level FEMA disaster declarations a year per NAICS 562910 establishment, the highest of 49 states with at least 25 establishments (FEMA 2015 to 2025, BLS QCEW 2026Q1).
  2. Nationally there are 0.15 declared disaster events per year for every private NAICS 562910 establishment (FEMA, BLS QCEW).
  3. Kentucky’s disaster load per remediation establishment is 118 times Delaware’s (FEMA, BLS QCEW).
  4. 15 states rank in the top third for disaster load on both a per-establishment and a per-worker basis: Kentucky, Oklahoma, Kansas, Nebraska, North Dakota, Iowa, Mississippi, Louisiana, Georgia, Arkansas, South Carolina, Alabama, North Carolina, West Virginia, Missouri (FEMA, BLS QCEW).

Questions this report answers

Which state has the most disaster work per remediation firm?

Among states with at least 25 NAICS 562910 establishments, Kentucky, at 0.78 FEMA county-level declarations per year per establishment.

Does this count water damage restoration companies?

No. No federal code isolates water and fire restoration. The index uses NAICS 562910, environmental remediation, as the closest official firm count.

Why is Puerto Rico not in the ranking?

Its ratio of 3.00 is an extreme outlier driven by a small firm base and island-wide hurricane declarations, so it is reported separately.

Which states have the least disaster load per firm?

Delaware, Massachusetts, Michigan, per FEMA declarations and BLS QCEW establishment counts.

Why are some worker figures missing?

BLS suppresses QCEW employment where publishing it could identify an individual firm. Those states carry an establishment figure only.

Does a high ratio mean firms there are overwhelmed?

Not necessarily. Declarations are not jobs, many restoration firms sit outside NAICS 562910, and crews travel to catastrophe work. The ratio compares states; it does not measure backlog.

Can I reuse this data?

Yes. The tables and derived figures are released under CC BY 4.0 with attribution to Remediation Insider. The underlying FEMA and BLS data is public.

How to cite

Remediation Insider. The Restoration Capacity Index: Disaster Load per Firm by State. https://remediationinsider.com/restoration-capacity-index/ (retrieved 2 October 2026).

Data and tables in this report are released under CC BY 4.0. Attribution: Remediation Insider.

Sources

  1. Federal Emergency Management Agency. FEMA OpenFEMA Disaster Declarations Summaries, v2. Declarations dated 1 January 2015 or later, retrieved 23 September 2026.
  2. US Bureau of Labor Statistics. BLS Quarterly Census of Employment and Wages. NAICS 562910 industry file, 2026Q1, aggregation level 58, ownership code 5. Retrieved 2 October 2026.
  3. US Bureau of Labor Statistics. BLS Occupational Employment and Wage Statistics, SOC 47-4041. State employment estimates, 2025. Retrieved 2 October 2026.
  4. US Census Bureau NAICS 562910 definition, used to establish what the code covers.
  5. FEMA OpenFEMA Terms and Conditions.
  6. No survey, interview or site visit was conducted for this report. Every figure is computed from the retrieved public files.

This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency’s website(s).